I'm a mum-of-seven and our bank account has been frozen days before Christmas after my partner died of Covid

I'm a mum-of-seven and our bank account has been frozen days before Christmas after my partner died of Covid

December 21, 2021

A HEARTBROKEN mum-of-seven who has just lost her husband to Covid has seen their bank account frozen days before Christmas.

Martin Mulcahy died on December 5, having been in hospital since mid-November after contracting coronavirus.

His family face the unimaginable in the run-up to Christmas as his bank accounts have now been frozen, leaving the family without an income.

Tracy, his partner of more than 20 years, has been left taking care of her seven children, aged between nine and 25, of which three are autistic with additional needs.

Martin, who is from Camp Hill in Nuneaton, will have his funeral on Thursday, December 23, just two days before Christmas.

Since his death, Martin's bank account has been frozen leaving the family without the income they need.

Once banks are notified of a death, any accounts in the deceased's name will be frozen.

Banks must legally freeze accounts of the deceased when they receive notice of their passing, to stop any funds from leaving the account illegally.

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While it is illegal to take money from a bank account belonging to someone who has died, banks will allow for funds to be released to pay for funeral expenses.

The executor who handles the estate will be able to apply for a probate to release the accounts to the next of kin, however, this process can take weeks.

Tracy's sister, Debbie Lea, said the family are devastated and stressed in the run-up to Christmas.

She said: "The funeral will take place just two days before Christmas Day and the family are, as you would expect, absolutely devastated."

Debbie and the family have started a GoFundMe page that has been set up to help Tracy buy gifts for her children and support them through the grieving period.

Debbie said it's been designed to help give them "the Christmas they deserve".

She said: "My aim is to try and help ease some of the burden and raise enough funds to help buy presents for each of the children and to enable them to have a Christmas they so very much deserve.

"These really are such tragic circumstances. I just want to be able to put a smile back on these children’s faces this Christmas."

'ABSOLUTELY DEVASTATED'

The GoFundMe page's initial target was £500 but has since reached over £3,000.

"All donations, no matter how big or small, would be very much appreciated," Debbie added.

She also provided an update after one of the children was reportedly missing last week.

She wrote: "As many of you are already aware, the 16-year-old child who went missing late Tuesday evening and into the early hours of the morning is a member of this family.

"She is a vulnerable child who is struggling to come to terms with the loss of her dad. Thankfully she was found safe and sound several miles away a few hours later.

"All praise goes to the police and friends and family who joined in the search.

"Finally I would like to thank all the lovely people of Nuneaton (and beyond) who have already donated to this worthy cause.

"You really have surpassed our expectations and we can’t thank you enough!"

To support the appeal, you can visit the page here.

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